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The Real Life Company

When insured parties experience a loss for a specified peril, the coverage entitles the policyholder to make a claim against the insurer for the covered amount of loss as specified by the policy. The fee paid for the risk is called the premium. That are used to fund accounts reserved for later payment.

Car Insurance

Save up to 20% online - we expect 10% of our customers to receive the maximum saving

5 Star Home Insurance

From Only $99 – that’s all 10% of our customers could now pay

Notable Panamanians

The insurance transaction involves the insured assuming a guaranteed and known relatively small loss in the form of payment to the insurer in exchange for the insurer’s promise to compensate the insured in case of a covered loss.

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What We Offer

  • For Individual
  • For Business
  • The insurance transaction involves the insured assuming a guaranteed and known relatively small loss in the form of payment to the insurer in exchange for the insurer's promise to compensate the insured in case of a covered loss.
XVII Panama Jazz Festival

XVII Panama Jazz Festival

Fundación Panamá Invites you to a Fundraiser on Saturday, November 9, 2019 4 to 10 p.m.

Excursion to Cocle and Herrera

Excursion to Cocle and Herrera

January 21-23, 2020 (3 days-2-nights) at Hotel Coclé in Penonomé, Province of Coclé.

XXXIX West Indian Fair 2020

XXXIX West Indian Fair 2020

Great music, incredibly friendly people, dancing, eating, singing, happy Caribbean music to set the mood, a lot of smiles and of course eating.

Paraíso High School Class of 1970

Paraíso High School Class of 1970

February 14-22, 2020 – Class of 1970 Paraíso High School 50th Anniversary Reunion in Panama.

Know Your Canal 2019 Events

Know Your Canal 2019 Events

Conmemorar el aniversario de la apertura del Canal de Panamá y reconocer la contribución de hombres y mujeres afrodescendientes en su...

New excursion to the Atlantic side

New excursion to the Atlantic side

Excursion to the Atlantic side to the Expanded Canal at Agua Clara in Gatun

Sarao Patriótico

Sarao Patriótico

Fundación Panamá Invites you to a Fundraiser on Saturday, November 9, 2019 4 to 10 p.m.

Panama Canal Transit

Panama Canal Transit

Dr. Ricaurte “Catín” Vásquez was appointed the new administrator of the Panama Canal as of September 1, 2019.

Manage Your Retirement

An entity which provides insurance is known as an insurer, insurance company, or insurance carrier. A person or entity who buys insurance is known as an insured or policyholder. The action involves a contract.

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Insurance Built Around
your Needs and Requirements

The insured receives a contract, called the insurance policy, which details the conditions and circumstances under which the insured will be financially compensated. The amount of money charged is called the premium.

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Retirement Plan

  • Covered by the insurance policy
  • Submit a claim to the insurer
  • The insured receives a contract
  • The conditions and circumstances
view scenario
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Starting a Business

  • Covered by the insurance policy
  • Submit a claim to the insurer
  • The insured receives a contract
  • The conditions and circumstances
view scenario
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Make a Claim

  • Covered by the insurance policy
  • Submit a claim to the insurer
  • The insured receives a contract
  • The conditions and circumstances
view scenario

How Much Life Insurance Do I Need?

An entity which provides insurance is known as an insurer, insurance company, or insurance carrier. A person or entity who buys insurance is known as an insured or policyholder. The action involves a contract. From an insured’s standpoint, the result is usually the same: the insurer pays the loss and claims expenses.

Submit a Claim,

Quickly and Easily

The insured receives a contract, called the insurance policy, which details the conditions and circumstances under which the insured will be financially compensated. The amount of money charged is called the premium.

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Our Clients Rate Us

The diversity

Congratulations on your article. Some will learn and appreciate the diversity and contribution of the Afropanamanian and others will continue to complain and find fault. Keep shouting from the mountain top...

Rebeca Savory-Romero Texas
Productive citizens

Dear Carmela: Just a brief note to applaud your comments on "Día de la Etnia Negra Nacional"! We have come a long way in receiving recognition of our rights as productive citizens in the countries to which we were originally brought.

Lilia María Francis Brazil
My bucket list

Now is a great time to visit the Panama Canal and take a partial of full tour. An expansion project, which added another set of locks, opened in 2016. Carmela and Alonso are the perfect hosts. This cruise was at the top of my bucket list.

Tenorio Rivera Austin, TX

Latest News

Insurance can have various effects on society through the way that it changes who bears the cost of losses and damage. On one hand it can increase fraud; on the other it can help prepare for catastrophes.

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